State Farm Insurance License Practice Exam

What is Aviation Hull Insurance designed to cover?

1. Liability for passenger injuries on an aircraft

2. Physical damage to an aircraft

3. Loss of cargo transported by air

4. In-flight medical emergencies

The correct answer is: Physical damage to an aircraft

Aviation Hull Insurance is specifically tailored to provide coverage for physical damage to an aircraft. This type of insurance typically includes protection against damage the aircraft might sustain while on the ground, during takeoff, in-flight, and while landing. The policy can cover damage caused by incidents such as crashes, collisions, and other accidents that may occur during the life of the aircraft. The other options focus on different aspects of aviation insurance. Liability for passenger injuries pertains to coverage that helps protect against claims from passengers who are injured while on board, which falls under a different type of policy called liability insurance. Loss of cargo transported by air relates to coverage for goods being transported, not the aircraft itself. In-flight medical emergencies involve situations where passengers require medical attention, which would typically be addressed through separate medical or travel insurance policies.